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Bajaj Finance Sees Strong Growth with Deposit Surge and Record AUM

Singapore – Bajaj Finance, a leading non-banking financial company (NBFC) in India, is experiencing a period of robust growth, as evidenced by its latest financial results. The company's stock price saw a positive jump following the announcement that deposits have increased by a significant 15% year-on-year (YoY) to ₹72,100 crore as of June 2025. This impressive growth in deposits fuels Bajaj Finance’s lending capabilities and overall financial strength.

Assets Under Management (AUM) Reaches New Heights

Beyond the deposit growth, Bajaj Finance's Assets Under Management (AUM) also reached a record high. As of June 30, 2025, the AUM stood at approximately ₹4,41,400 crore, a substantial increase compared to ₹3,54,192 crore recorded on June 30, 2024. This represents a remarkable 25% growth in AUM over the year.

Q1 FY26 Performance – Continued Momentum

The momentum continued into the first quarter of fiscal year 2026 (Q1 FY26), with AUM growing by approximately ₹24,750 crore during this period. This consistent growth demonstrates Bajaj Finance's ability to attract and retain customers, and to effectively manage its assets.

What Drives This Growth?

Several factors contribute to Bajaj Finance's impressive performance. A strong consumer demand for financing, particularly in the retail and consumer durables sectors, plays a significant role. The company's wide range of financial products, including personal loans, home loans, and lending for small and medium-sized enterprises (SMEs), caters to a diverse customer base. Moreover, Bajaj Finance’s well-established distribution network and focus on customer service contribute to its sustained growth.

Market Reaction and Outlook

The positive financial results have been well-received by the market, with investors showing confidence in Bajaj Finance's future prospects. Analysts believe that the company's strong deposit growth and record AUM position it well for continued success in the coming quarters. The outlook for the Indian financial sector remains positive, and Bajaj Finance is well-positioned to capitalize on the opportunities presented by a growing economy.

Key Takeaways

• Deposits increased by 15% YoY to ₹72,100 crore.
• AUM reached a record ₹4,41,400 crore, a 25% increase year-over-year.
• AUM grew by ₹24,750 crore in Q1 FY26.
• Strong consumer demand and a diverse product portfolio are driving growth.

Disclaimer: This article is for informational purposes only and should not be considered financial advice.